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Insurance Licensing PA-Title-Insurance-Agent Exam Syllabus Topics:

Insurance Licensing Pennsylvania Producers Examination for Title Insurance Series 16-10 Sample Questions:

1. The MAIN purpose of an endorsement is to

A) decrease the premium.
B) describe the covered losses.
C) modify the policy.
D) increase the premium.

2. Which of the following is considered an involuntary lien?

A) federal tax lien
B) a life estate reservation
C) deed restriction
D) HELOC loan

3. The term used in the Real Estate Settlement Procedure Act (RESPA), that describes a situation in which a person must use a particular provider for settlement services in order to have access to some distinct service or property, is known as

A) anti-kickback.
B) required use.
C) tied benefits.
D) bundled services.

4. A deed to a lot in Greenacre is recorded. Two parties who are NOT married to each other are named as grantees. The deed does NOT mention any form of tenancy. How do the grantees hold title to the lot?

A) as tenants at sufferance
B) as tenants in common
C) as joint tenants
D) as tenants by the entireties

5. A notarized deed ensures that the

A) title is transferred.
B) title is clear.
C) deed is legally binding.
D) deed can be recorded.

Solutions: