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Insurance Licensing Life-and-Accident-and-Health-or-Sickness-Producer-Combo Exam Syllabus Topics:

Insurance Licensing Life and Accident and Health or Sickness Producer - Combo Series 20-30 Sample Questions:

Question 1

Accident and health policies must cover physically or mentally handicapped dependent children:

A. For life
B. Until they become self-sustaining
C. To age 25
D. To age 19

Question 2

Medical expense insurance typically EXCLUDES coverage for:

A. Expenses incurred for primarily cosmetic surgery
B. Maternity care benefits
C. Hospital care extending past 30 days
D. Hospital laboratory tests

Question 3

All of the following are unfair trade practices EXCEPT:

A. Reinsurance
B. Illegal inducement
C. Misrepresentation
D. Fraudulent advertising

Question 4

Pat owns a small business and is interested in enrolling her son in the Maryland Children's Health Insurance Program. Which of the following is the MOST appropriate person for Pat to contact for enrollment?

A. The Maryland Insurance Commissioner
B. An Insurance Producer authorized to work in the SHOP Exchange
C. A certified Navigator or authorized Producer for the Individual Exchange
D. A SHOP Exchange Navigator

Question 5

Group health insurance contracts providing coverage for employees in more than one state are usually controlled by the laws of the state where:

A. The application is signed
B. The producer resides
C. The master contract is issued
D. The majority of employees reside

Solutions: